Wise · ~0.52% fee
Wise Fee Calculator
Wise passes through the real mid-market rate. Calculate the transparent fee and compare against other providers.
Received Amount
Popular
Asia
Europe
Americas
Middle East
Oceania
Africa
Wise Settings
Wise uses the real mid-market rate with zero FX markup. Total cost is a transparent fee based on corridor and payment method.
Wise — You keep
$993.30
of 1,000 USD received · 99.3% kept
Fee Breakdown
Transfer Fee0.52% + ~USD1.50
-$6.70fee
Exchange RateMid-market rate (0% markup)
$0.00fx
Total Deducted
$6.70
Effective fee ratio0.67%
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OpenFrequently asked questions
The mid-market rate (also called interbank rate) is the midpoint between global buy and sell prices for a currency pair. It's the rate you see on Google, Xe and Reuters. Payment providers almost never pass this rate through — they typically add a 2–4% markup on top.
Wise generally has the lowest total cost (transparent fee + true mid-market rate). PayPal is the most expensive (transaction fee + $0.49 + FX markup). Payoneer sits in the middle and varies by corridor. Use our calculators for an apples-to-apples comparison on your exact amount.
Yes. Every calculator on PayoutHub is free. No signup required. We may earn a small affiliate fee from partner providers when you open an account — but our calculators show the same estimate regardless of affiliation.
Wise uses the real mid-market rate (the one you see on Google) and charges a transparent, separate fee. This makes Wise easy to compare: total cost = FX fee only. There is no hidden spread on the rate itself.
Wise is transparent about fees. The main variables are: payment method (bank transfer cheapest, card most expensive), recipient country, and amount. Always check the exact fee on the Wise calculator before committing.