Terms of Service

Last updated: June 2026

1. Use of Calculators

FlowRate provides cross-border payment and trade calculators for reference purposes. All calculations are estimates based on publicly available fee schedules and live exchange rates.

2. No Financial Advice

Nothing on this website constitutes financial, legal, or tax advice. Fee estimates, exchange rates, and profit calculations are for informational purposes only. Consult qualified professionals before making financial decisions.

3. Accuracy of Data

We make reasonable efforts to keep fee schedules and exchange rates current. However, we do not guarantee the accuracy, completeness, or timeliness of any data displayed. Actual fees depend on your account tier, payment method, corridor, and real-time market conditions.

4. No Affiliation

FlowRate is an independent project. We are not affiliated with, endorsed by, or sponsored by PayPal Holdings, Inc., Wise Platform Ltd., Payoneer Inc., or any other payment provider referenced on this site. All trademarks belong to their respective owners.

5. Limitation of Liability

FlowRate and its operators are not liable for any losses or damages arising from the use of this website, including but not limited to financial losses resulting from reliance on calculator estimates.

6. Changes

We may update these terms at any time. Continued use of the website after changes constitutes acceptance of the revised terms.