PayPal · 4.99% + $0.49
PayPal Fee Calculator
Estimate PayPal's standard international fee, currency conversion markup and withdrawal costs.
Received Amount
Popular
Asia
Europe
Americas
Middle East
Oceania
Africa
PayPal Settings
Standard international goods transaction: 4.99% + $0.49. Rates vary by account tier and region.
PayPal — You keep
$914.61
of 1,000 USD received · 91.5% kept
Fee Breakdown
Transaction Fee4.99% + $0.49
-$50.39fee
Currency Conversion Markup~3.5%
-$35.00fx
Total Deducted
$85.39
Effective fee ratio8.54%
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OpenFrequently asked questions
The mid-market rate (also called interbank rate) is the midpoint between global buy and sell prices for a currency pair. It's the rate you see on Google, Xe and Reuters. Payment providers almost never pass this rate through — they typically add a 2–4% markup on top.
Wise generally has the lowest total cost (transparent fee + true mid-market rate). PayPal is the most expensive (transaction fee + $0.49 + FX markup). Payoneer sits in the middle and varies by corridor. Use our calculators for an apples-to-apples comparison on your exact amount.
Yes. Every calculator on PayoutHub is free. No signup required. We may earn a small affiliate fee from partner providers when you open an account — but our calculators show the same estimate regardless of affiliation.
Yes. PayPal publishes fee tables per region. Standard international goods fees range from 2.99% to 4.99% + fixed fee per currency. Merchant accounts, micropayment tiers and charity rates are different.
The cross-border fee applies when the buyer and seller are in different countries/regions. It's an extra 1–2.5% on top of the standard fee, and is baked into the total fees our calculator shows.