Payoneer · ~1.2% withdrawal
Payoneer Fee Calculator
Estimate Payoneer withdrawal fees and FX markup. Compare against Wise to choose the cheapest path.
Received Amount
Popular
Asia
Europe
Americas
Middle East
Oceania
Africa
Payoneer Settings
Withdrawal to local bank: up to 2%. Estimated at 1.2%. Annual account fee ($29.95) applies only when account has minimal activity and balance.
Payoneer — You keep
$968.00
of 1,000 USD received · 96.8% kept
Fee Breakdown
Withdrawal to Local BankUp to 2% (est. 1.2%)
-$12.00withdrawal
Currency Conversion Markup1.5%–3.5% (est. 2%)
-$20.00fx
Total Deducted
$32.00
Effective fee ratio3.20%
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OpenFrequently asked questions
The mid-market rate (also called interbank rate) is the midpoint between global buy and sell prices for a currency pair. It's the rate you see on Google, Xe and Reuters. Payment providers almost never pass this rate through — they typically add a 2–4% markup on top.
Wise generally has the lowest total cost (transparent fee + true mid-market rate). PayPal is the most expensive (transaction fee + $0.49 + FX markup). Payoneer sits in the middle and varies by corridor. Use our calculators for an apples-to-apples comparison on your exact amount.
Yes. Every calculator on PayoutHub is free. No signup required. We may earn a small affiliate fee from partner providers when you open an account — but our calculators show the same estimate regardless of affiliation.
Payoneer charges an annual account fee of roughly $29.95 if your account has minimal receiving activity. It's not related to a single payout, so we don't include it in our per-payout calculator — but it's worth knowing if you only receive occasionally.
No. Payoneer applies an FX markup (typically 1.5–2.5% depending on corridor) on top of the mid-market rate. This is separate from the withdrawal fee and is often the largest single cost for Amazon sellers.