Payoneer Fee Calculator

The mid-market rate (also called interbank rate) is the midpoint between global buy and sell prices for a currency pair. It's the rate you see on Google, Xe and Reuters. Payment providers almost never pass this rate through — they typically add a 2–4% markup on top.

Wise generally has the lowest total cost (transparent fee + true mid-market rate). PayPal is the most expensive (transaction fee + $0.49 + FX markup). Payoneer sits in the middle and varies by corridor. Use our calculators for an apples-to-apples comparison on your exact amount.

Yes. Every calculator on FlowRate is free. No signup required. We may earn a small affiliate fee from partner providers when you open an account — but our calculators show the same estimate regardless of affiliation.

Payoneer charges an annual account fee of roughly $29.95 if your account has minimal receiving activity. It's not related to a single payout, so we don't include it in our per-payout calculator — but it's worth knowing if you only receive occasionally.

No. Payoneer applies an FX markup (typically 1.2–1.5% depending on corridor) on top of the mid-market rate. This is separate from the withdrawal fee and is often the largest single cost for Amazon sellers.