Can Stripe payout directly in SGD?

Yes. Stripe supports SGD payouts to Singapore bank accounts via FAST. If your Stripe revenue is in USD, Stripe will convert at its own rate (typically mid-market + ~1%).

How much does PayPal charge for USD→SGD?

PayPal applies its standard cross-border fee (4.99% + $0.49) plus an FX markup of roughly 3% on USD→SGD. Check our PayPal fee calculator with your amount for an exact estimate.

Do Singapore businesses have any conversion limits?

Singapore does not impose foreign-exchange controls. Businesses can freely convert USD to SGD and vice versa; reporting obligations depend on your corporate tax setup.

🇺🇸 USD → 🇸🇬 SGD · Currency converter

USD to SGD — US Dollar to Singapore Dollar Converter

Singapore is a regional hub for e-commerce and SaaS, and USD→SGD is a staple conversion for local sellers on Amazon, Shopify, Stripe and international platforms. MAS manages SGD against a trade-weighted basket, so daily volatility tends to be low — provider fee differences are the main variable to optimize.

Live mid-market rate

Reference rate

1 🇺🇸 USD = 1.3400 🇸🇬 SGD

1 SGD = 0.7463 USD

You send

US Dollar

Swap

They receive

S$1,340.00

Singapore Dollar

Summary

USD to SGD — what you need to know

Live USD to SGD conversion with mid-market rate reference.

Mid-market rate

The interbank rate you see on Google or Xe — the real reference rate without provider markup.

FX markup

Most consumer payment providers add 2–4% on top of the mid-market rate. Wise and similar providers pass through the real rate with a transparent fee.

Fee stacking

Watch out for payment provider fee → FX markup → receiving bank fee. Use our calculators to compare the total cost of each option.

Timing

FX markets move 24/5. Converting at off-peak times or batching payouts can reduce the total cost of currency conversion.

MAS-managed currency

FAST / GIRO domestic rails

Stripe → SGD payout

Mid-market reference

Reference rate

1 USD = 1.3400 SGD

Mid-market · for reference only

Inverse

1 SGD = 0.7463 USD

Useful for reverse conversions

Sample amount

1,340 SGD

1,000 USD reference value

USD to SGD — FAQs

Wise and similar mid-market providers are usually cheaper than PayPal or bank wires for USD→SGD. Compare total cost (fees + FX markup) rather than headline fees alone.