How long does a EUR to INR transfer take?

SWIFT transfers take 2–5 business days. Fintech providers can settle in under 1 business day using local Indian payment rails (IMPS, NEFT, UPI).

Does PayPal charge more for EUR→INR?

PayPal's combined fees (cross-border + FX markup) typically total 5–8% for EUR→INR conversions. Mid-market providers charge less than 1% all-in for the same transfer.

What drives the EUR/INR exchange rate?

EUR/INR is influenced by ECB interest rate decisions, RBI interventions, EU-India trade balances, and the broader EUR/USD and USD/INR dynamics. Inflation differentials also play a role over longer periods.

🇪🇺 EUR → 🇮🇳 INR · Currency converter

EUR to INR — Euro to Indian Rupee Converter

The EU-India corridor covers remittances, IT outsourcing payments, and e-commerce settlements. With the Euro being a major reserve currency and the Rupee managed by the RBI, provider markup — not rate volatility — is usually the biggest cost factor. Compare live rates to find the best deal.

Live mid-market rate

Reference rate

1 🇪🇺 EUR = 90.4348 🇮🇳 INR

1 INR = 0.0111 EUR

You send

Euro

Swap

They receive

₹90,434.78

Indian Rupee

Summary

EUR to INR — what you need to know

Live EUR to INR conversion with mid-market rate reference.

Mid-market rate

The interbank rate you see on Google or Xe — the real reference rate without provider markup.

FX markup

Most consumer payment providers add 2–4% on top of the mid-market rate. Wise and similar providers pass through the real rate with a transparent fee.

Fee stacking

Watch out for payment provider fee → FX markup → receiving bank fee. Use our calculators to compare the total cost of each option.

Timing

FX markets move 24/5. Converting at off-peak times or batching payouts can reduce the total cost of currency conversion.

Growing EU-India trade

SEPA + UPI domestic rails

Wise ~0.65% fee

PayPal ~3.5% FX markup

Reference rate

1 EUR = 90.4300 INR

Mid-market · for reference only

Inverse

1 INR = 0.0111 EUR

Useful for reverse conversions

Sample amount

90,430 INR

1,000 EUR reference value

EUR to INR — FAQs

Mid-market providers like Wise are typically cheapest for EUR→INR, offering transparent fees and real exchange rates. Traditional banks often add 2–3% hidden markup.